$50,000–$100,000 Funded in 1–2 Days Nationwide
640+ FICO on Experian + $4,000/mo income = money in your account tomorrow.
No collateral. No upfront fees. High utilization is not an issue. Score below 700? We offer credit repair + funding up to $500K in 30 days.
Requirements
Do You Qualify? Here's What We Need.
All we need to see is your Experian report. Our inside team handles the rest — no inquiries until we know we can get you funded.
FICO Score (Experian Only)
Minimum 640 FICO on Experian required. We use Experian exclusively — TransUnion and Equifax scores are not considered.
Open Tradeline Required
Must have at least one open tradeline of $1,000+ on Experian — an existing loan, mortgage, or credit card. Max 5 inquiries.
Monthly Income
Must earn at least $4,000/month from your job or business. Income proof required (W-2s and 2 recent pay stubs).
High Utilization OK
High credit utilization is NOT a disqualifier. We focus on your score and tradeline — not how much you've used.
No Bankruptcy / Foreclosure
No bankruptcy in the last 7 years. No active foreclosures or current lawsuits/judgments.
Nationwide
We fund clients in every state. Wherever you are, we can get you funded — fast.
Experian only. We do not accept TransUnion or Equifax reports. For credit repair clients (below 700), we recommend pulling your full 3-bureau report from identityiq.com (7-day free trial available).
Score Below 700?
Free Credit Repair + Funding Up to $500,000
Don't have a 640 FICO yet? No problem. We repair your credit AND get you funded — all in 30 days or less. Choose your plan below.
10–14 Day Credit Repair
Funding up to $500,000 in 30 days
or 4 payments of $1,000
- Full credit repair in 10–14 business days
- Funding up to $500,000 in 30 days or less
- We pay your first month payment
- 30-day money-back guarantee
- Minimum $50,000 funding guaranteed in 30 days
- Pay off loan after funding — then you owe nothing more
2–10 Day Credit Repair
Funding up to $500,000 in under 21 days
First payment: $1,750
- Express credit repair in 2–10 business days
- Funding up to $500,000 in less than 21 days
- We pay your first month payment (bi-weekly or monthly)
- 30-day money-back guarantee
- Minimum $50,000 funding guaranteed in 30 days
- First monthly payment credited to your account in 48 hours
How the guarantee works: We guarantee at least $50,000 in funding within 30 days and credit repair within 30 days — or we cover your financing plan payment. Once funded, you can pay off your plan with the funds received. If funding doesn't happen in 30 days, you pay nothing.
The Process
Four Steps to Your Money
We get on calls, zoom, and walk you through everything. No surprises. No wasted time. Everything transparent and legal.
Text or Call Us First
Text 248-882-7090 or call 888-477-8129 with your name & email. Text first — we call you back ASAP to walk you through the whole process.
We Review Your Experian
All we need is your Experian report (pulled within 48 hours). Our inside team reviews it and determines the maximum you can be pre-approved for — no inquiry until we know we can fund you.
Submit Your Application
Fill out our secure application with your personal info, employment details, income docs (W-2s, 2 pay stubs), and ID. Takes less than 15 minutes.
Funds Hit Your Account
640+ FICO? Funds in 1–2 business days — up to $100,000. Below 700? Credit repair in 2–14 days, then funding up to $500,000 in 30 days or less.
Two Paths to Funding
Which Path Is Right for You?
640+ FICO on Experian
- Funds in 1–2 business days
- No collateral required
- Direct lender & underwriter access
Score below 700
- Credit repair in 2–14 business days
- Funding in 30 days or less
- We pay your first month payment
Not sure which path fits you?
Call or text us 24/7 for a free private consultation. We'll review your Experian and tell you exactly what you qualify for.
Client Results
Real People. Real Funding.
These are actual client outcomes — names and locations used with permission. Results vary based on individual credit profiles and income.
"I had a 641 on Experian and honestly didn't think I'd qualify anywhere. Fast Funding Cash reviewed my report the same day I applied and had $75K in my account 2 days later. No games, no runaround."
Marcus T.
Detroit, MI
$75,000
2 business days
"My score was 598 when I first reached out. They enrolled me in the credit repair program, got me to 662 in 11 days, and funded me $250K in under a month. The whole process was smooth and they kept me updated every step."
Denise R.
Southfield, MI
$250,000
28 days total
"Applied on a Monday morning, got a call back within hours, and had $100,000 deposited by Tuesday. I've tried other funding companies and they always found a reason to say no. Fast Funding Cash actually delivered."
James W.
Grand Rapids, MI
$100,000
1 business day
"I was skeptical about the credit repair piece but they walked me through every step. They disputed 4 collections, my score jumped 71 points, and I got funded $175K. The 30-day money-back guarantee gave me confidence to move forward."
Tanya M.
Atlanta, GA
$175,000
30 days
"Straightforward process. They told me exactly what they needed, I sent my documents, and funding came through fast. No hidden fees, no surprises. I've already referred two people."
Robert K.
Chicago, IL
$85,000
2 business days
"The express credit repair program was worth every penny. They removed 6 negative items in 8 business days. I went from 601 to 689 and got funded $320K. This changed my business completely."
Alicia P.
Houston, TX
$320,000
32 days
Individual results vary. Funding amounts and timelines depend on credit profile, income verification, and program eligibility. Past results do not guarantee future outcomes.
The Difference
Why Fast Funding Cash Beats the Alternatives
Traditional banks and most online lenders weren't built for speed or accessibility. We were.
| Feature | Fast Funding Cash | Traditional Banks | Other Online Lenders |
|---|---|---|---|
| Minimum Credit Score | 640 FICO (Experian) | 700–720+ | 650–680+ |
| Funding Timeline | 1–2 business days | 2–8 weeks | 1–3 weeks |
| Collateral Required | Never | Often required | Sometimes |
| Upfront Fees | $0 upfront | Application fees | Origination fees |
| Free Credit Repair | Included | Not offered | Not offered |
| Hard Inquiry Before Approval | No — soft pull only | Yes, immediately | Yes, immediately |
| Max Funding Amount | Up to $500,000 | Varies (often lower) | Up to $250,000 |
| 30-Day Money-Back Guarantee | Yes | No | No |
| Available 24/7 | Yes | Business hours only | Limited hours |
Comparison is general in nature. Bank and lender terms vary. Fast Funding Cash is a financing facilitator, not a direct lender.
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